Mortgage Loan Officer License Requirements by State
Compare requirements across all states to find out what you need.
| State | Education Hours | Est. Total Cost | Exam | |
|---|---|---|---|---|
| Alabama | 20 | $900 - $1,900 | Alabama State Banking Department | View Guide |
| Alaska | 20 | $1,600 - $2,600 | Alaska Division of Banking and Securities | View Guide |
| Arizona | 20 | $900 - $1,900 | Arizona Department of Insurance and Financial Institutions | View Guide |
| Arkansas | 20 | $700 - $1,700 | Arkansas Securities Department | View Guide |
| California | 20 | $1,000 - $2,000 | California Department of Financial Protection and Innovation | View Guide |
| Colorado | 20 | $700 - $1,700 | Colorado Division of Real Estate | View Guide |
| Connecticut | 20 | $900 - $1,900 | Connecticut Department of Banking | View Guide |
| Delaware | 24 | $1,000 - $2,000 | Delaware Office of the State Bank Commissioner | View Guide |
| Florida | 20 | $700 - $1,700 | Florida Office of Financial Regulation | View Guide |
| Georgia | 23 | $900 - $1,900 | Georgia Department of Banking and Finance | View Guide |
| Hawaii | 20 | $1,100 - $2,100 | Hawaii Division of Financial Institutions | View Guide |
| Idaho | 20 | $700 - $1,700 | Idaho Department of Finance | View Guide |
| Illinois | 20 | $800 - $1,800 | Illinois Department of Financial and Professional Regulation | View Guide |
| Indiana | 23 | $800 - $1,800 | Indiana Department of Financial Institutions | View Guide |
| Iowa | 20 | $700 - $1,700 | Iowa Division of Banking | View Guide |
| Kansas | 20 | $700 - $1,700 | Kansas Office of the State Bank Commissioner | View Guide |
| Kentucky | 20 | $700 - $1,700 | Kentucky Department of Financial Institutions | View Guide |
| Louisiana | 20 | $900 - $1,900 | Louisiana Office of Financial Institutions | View Guide |
| Maine | 20 | $800 - $1,800 | Maine Bureau of Consumer Credit Protection | View Guide |
| Maryland | 24 | $1,000 - $2,000 | Maryland Office of the Commissioner of Financial Regulation | View Guide |
| Massachusetts | 20 | $1,000 - $2,000 | Massachusetts Division of Banks | View Guide |
| Michigan | 20 | $800 - $1,800 | Michigan Department of Insurance and Financial Services | View Guide |
| Minnesota | 20 | $800 - $1,800 | Minnesota Department of Commerce | View Guide |
| Mississippi | 20 | $800 - $1,800 | Mississippi Department of Banking and Consumer Finance | View Guide |
| Missouri | 20 | $700 - $1,700 | Missouri Division of Finance | View Guide |
| Montana | 20 | $900 - $1,900 | Montana Division of Banking and Financial Institutions | View Guide |
| Nebraska | 20 | $700 - $1,700 | Nebraska Department of Banking and Finance | View Guide |
| Nevada | 20 | $1,000 - $2,000 | Nevada Division of Mortgage Lending | View Guide |
| New Hampshire | 20 | $800 - $1,800 | New Hampshire Banking Department | View Guide |
| New Jersey | 20 | $1,000 - $2,000 | New Jersey Department of Banking and Insurance | View Guide |
| New Mexico | 20 | $900 - $1,900 | New Mexico Regulation and Licensing Department — Financial Institutions Division | View Guide |
| New York | 20 | $1,300 - $2,300 | New York State Department of Financial Services | View Guide |
| North Carolina | 20 | $800 - $1,800 | North Carolina Office of the Commissioner of Banks | View Guide |
| North Dakota | 20 | $800 - $1,800 | North Dakota Department of Financial Institutions | View Guide |
| Ohio | 24 | $900 - $1,900 | Ohio Division of Financial Institutions | View Guide |
| Oklahoma | 20 | $800 - $1,800 | Oklahoma Department of Consumer Credit | View Guide |
| Oregon | 20 | $800 - $1,800 | Oregon Division of Financial Regulation | View Guide |
| Pennsylvania | 20 | $900 - $1,900 | Pennsylvania Department of Banking and Securities | View Guide |
| Rhode Island | 20 | $900 - $1,900 | Rhode Island Department of Business Regulation — Banking Division | View Guide |
| South Carolina | 20 | $800 - $1,800 | South Carolina Board of Financial Institutions | View Guide |
| South Dakota | 20 | $800 - $1,800 | South Dakota Division of Banking | View Guide |
| Tennessee | 20 | $800 - $1,800 | Tennessee Department of Financial Institutions | View Guide |
| Texas | 23 | $1,000 - $2,000 | Texas Department of Savings and Mortgage Lending | View Guide |
| Utah | 20 | $700 - $1,700 | Utah Division of Real Estate | View Guide |
| Vermont | 20 | $800 - $1,800 | Vermont Department of Financial Regulation | View Guide |
| Virginia | 20 | $900 - $1,900 | Virginia Bureau of Financial Institutions | View Guide |
| Washington | 20 | $900 - $1,900 | Washington State Department of Financial Institutions | View Guide |
| West Virginia | 20 | $800 - $1,800 | West Virginia Division of Financial Institutions | View Guide |
| Wisconsin | 20 | $800 - $1,800 | Wisconsin Department of Financial Institutions | View Guide |
| Wyoming | 20 | $800 - $1,800 | Wyoming Division of Banking | View Guide |