How to Get an Insurance Agent License in Norfolk, Virginia
Last updated: March 1, 2026
Quick Facts — Norfolk
Median Salary (National)
$59,080/yr
Education Required
24 hrs
Total Cost
$450
City Population
238,005
Insurance Agent licensing in Norfolk follows Virginia's statewide requirements — the Virginia Bureau of Insurance (BOI) issues all insurance agent licenses regardless of which city you're in. You'll need to complete 24 hours of pre-license education , pass the Virginia Insurance Agent Exam, and submit your application. The total cost ranges from $300 to $600. For the complete step-by-step process, see our Virginia insurance agent license guide.
Virginia Insurance Agent Requirements
| Requirement | Details |
|---|---|
| Minimum Age | 18 years old |
| Pre-License Education | 24 hours |
| Degree Required | No |
| Exam Required | Yes — Virginia Insurance Agent Exam |
| Passing Score | 70% on each section |
| Background Check | Yes |
| Broker Sponsorship | Not required |
| Application Fee | $50 |
| Exam Fee | $55 |
| Governing Body | Virginia Bureau of Insurance (BOI) |
| License Reciprocity | Full |
These requirements apply statewide in Virginia, including Norfolk and Norfolk City. See the full Virginia guide for step-by-step instructions →
Working as an Insurance Agent in Norfolk
Norfolk (238,005 population) is a major city in Virginia, located in Norfolk City. Insurance Agents in the Norfolk area serve a sizable local population, creating strong demand for licensed professionals.
The national median salary for insurance agents is $59,080 per year. Actual earnings in Norfolk may vary based on local cost of living, experience level, employer, and specialization.
Once licensed by the Virginia Bureau of Insurance (BOI), your Insurance Agent License is valid throughout Virginia — you can work in Norfolk, Norfolk City, or any other location in the state without additional local licensing . Your license must be renewed every 2 years with 24 hours of continuing education at a cost of $50.
How Much Does It Cost?
Education/Training
$380
Exam Fee
$55
Application Fee
$50
Total Estimate
$300 – $600
Costs are the same across Virginia — Norfolk residents pay the same state fees. Living expenses and school tuition may vary by location.
Frequently Asked Questions
How long does it take to get a insurance agent license in Virginia?
Most people complete the process in 2-4 weeks total. The pre-license education (24 hours) takes the longest. After completing education, the exam and application process typically adds 2-6 weeks.
How much does it cost to get a insurance agent license in Virginia?
The total cost ranges from $300 to $600, including pre-license education, the application fee ($50), and the exam fee ($55).
Can I get a Virginia insurance agent license with a criminal record?
The Virginia Bureau of Insurance (BOI) evaluates criminal history on a case-by-case basis. Having a criminal record does not automatically disqualify you, but certain offenses may affect your eligibility. Contact the Virginia Bureau of Insurance (BOI) for guidance before applying.
Do I need a college degree to become a insurance agent in Virginia?
No. Virginia does not require a college degree. You only need to complete the 24 hours of approved pre-license courses.
Can I take the pre-license courses online in Virginia?
Many approved education providers offer pre-license courses online, allowing you to study at your own pace. Check the Virginia Bureau of Insurance (BOI) website for a list of approved providers.
Complete Virginia Insurance Agent License Guide
For detailed step-by-step instructions, exam prep tips, renewal information, and key considerations, see our comprehensive Virginia guide.
Read Full Virginia Guide →