How to Get an Insurance Agent License in Joliet, Illinois
Last updated: March 1, 2026
Quick Facts — Joliet
Median Salary (National)
$59,080/yr
Education Required
20 hrs
Total Cost
$400
City Population
150,362
Insurance Agent licensing in Joliet follows Illinois's statewide requirements — the Illinois Department of Insurance (IDOI) issues all insurance agent licenses regardless of which city you're in. You'll need to complete 20 hours of pre-license education , pass the Illinois Insurance Producer Exam, and submit your application. The total cost ranges from $250 to $550. For the complete step-by-step process, see our Illinois insurance agent license guide.
Illinois Insurance Agent Requirements
| Requirement | Details |
|---|---|
| Minimum Age | 18 years old |
| Pre-License Education | 20 hours |
| Degree Required | No |
| Exam Required | Yes — Illinois Insurance Producer Exam |
| Passing Score | 70% on each section |
| Background Check | Yes |
| Broker Sponsorship | Not required |
| Application Fee | $50 |
| Exam Fee | $55 |
| Governing Body | Illinois Department of Insurance (IDOI) |
| License Reciprocity | Full |
These requirements apply statewide in Illinois, including Joliet and Will County. See the full Illinois guide for step-by-step instructions →
Working as an Insurance Agent in Joliet
Joliet (150,362 population) is a major city in Illinois, located in Will County. Insurance Agents in the Joliet area serve a sizable local population, creating steady demand for licensed professionals.
The national median salary for insurance agents is $59,080 per year. Actual earnings in Joliet may vary based on local cost of living, experience level, employer, and specialization.
Once licensed by the Illinois Department of Insurance (IDOI), your Insurance Producer License is valid throughout Illinois — you can work in Joliet, Will County, or any other location in the state without additional local licensing . Your license must be renewed every 2 years with 30 hours of continuing education at a cost of $50.
How Much Does It Cost?
Education/Training
$380
Exam Fee
$55
Application Fee
$50
Total Estimate
$250 – $550
Costs are the same across Illinois — Joliet residents pay the same state fees. Living expenses and school tuition may vary by location.
Frequently Asked Questions
How long does it take to get a insurance agent license in Illinois?
Most people complete the process in 2-4 weeks total. The pre-license education (20 hours) takes the longest. After completing education, the exam and application process typically adds 2-6 weeks.
How much does it cost to get a insurance agent license in Illinois?
The total cost ranges from $250 to $550, including pre-license education, the application fee ($50), and the exam fee ($55).
Can I get an Illinois insurance agent license with a criminal record?
The Illinois Department of Insurance (IDOI) evaluates criminal history on a case-by-case basis. Having a criminal record does not automatically disqualify you, but certain offenses may affect your eligibility. Contact the Illinois Department of Insurance (IDOI) for guidance before applying.
Do I need a college degree to become a insurance agent in Illinois?
No. Illinois does not require a college degree. You only need to complete the 20 hours of approved pre-license courses.
Can I take the pre-license courses online in Illinois?
Many approved education providers offer pre-license courses online, allowing you to study at your own pace. Check the Illinois Department of Insurance (IDOI) website for a list of approved providers.
Complete Illinois Insurance Agent License Guide
For detailed step-by-step instructions, exam prep tips, renewal information, and key considerations, see our comprehensive Illinois guide.
Read Full Illinois Guide →