How to Get an Insurance Adjuster License in Miami, Florida
Last updated: March 2, 2026
Quick Facts — Miami
Median Salary (National)
$75,020/yr
Education Required
40 hrs
Total Cost
$850
City Population
449,514
Insurance Adjuster licensing in Miami follows Florida's statewide requirements — the Florida Department of Financial Services issues all insurance adjuster licenses regardless of which city you're in. You'll need to complete 40 hours of pre-license education , pass the Florida All-Lines Insurance Adjuster Exam, and submit your application. The total cost ranges from $500 to $1,200. For the complete step-by-step process, see our Florida insurance adjuster license guide.
Florida Insurance Adjuster Requirements
| Requirement | Details |
|---|---|
| Minimum Age | 18 years old |
| Pre-License Education | 40 hours |
| Degree Required | No |
| Exam Required | Yes — Florida All-Lines Insurance Adjuster Exam |
| Passing Score | 70% |
| Background Check | Yes |
| Broker Sponsorship | Not required |
| Application Fee | $60 |
| Exam Fee | $53 |
| Governing Body | Florida Department of Financial Services |
| License Reciprocity | Partial |
These requirements apply statewide in Florida, including Miami and Miami-Dade County. See the full Florida guide for step-by-step instructions →
Working as an Insurance Adjuster in Miami
Miami (449,514 population) is a major city in Florida, located in Miami-Dade County. Insurance Adjusters in the Miami area serve a sizable local population, creating strong demand for licensed professionals.
The national median salary for insurance adjusters is $75,020 per year. Actual earnings in Miami may vary based on local cost of living, experience level, employer, and specialization.
Once licensed by the Florida Department of Financial Services, your is valid throughout Florida — you can work in Miami, Miami-Dade County, or any other location in the state without additional local licensing . Your license must be renewed every 2 years with 24 hours of continuing education at a cost of $60.
How Much Does It Cost?
Education/Training
$463
Exam Fee
$53
Application Fee
$60
Total Estimate
$500 – $1,200
Costs are the same across Florida — Miami residents pay the same state fees. Living expenses and school tuition may vary by location.
Frequently Asked Questions
How long does it take to get a insurance adjuster license in Florida?
Most people complete the process in 2-4 weeks total. The pre-license education (40 hours) takes the longest. After completing education, the exam and application process typically adds 2-6 weeks.
How much does it cost to get a insurance adjuster license in Florida?
The total cost ranges from $500 to $1,200, including pre-license education, the application fee ($60), and the exam fee ($53).
Can I get a Florida insurance adjuster license with a criminal record?
The Florida Department of Financial Services evaluates criminal history on a case-by-case basis. Having a criminal record does not automatically disqualify you, but certain offenses may affect your eligibility. Contact the Florida Department of Financial Services for guidance before applying.
Do I need a college degree to become a insurance adjuster in Florida?
No. Florida does not require a college degree. You only need to complete the 40 hours of approved pre-license courses.
Can I take the pre-license courses online in Florida?
Many approved education providers offer pre-license courses online, allowing you to study at your own pace. Check the Florida Department of Financial Services website for a list of approved providers.
Complete Florida Insurance Adjuster License Guide
For detailed step-by-step instructions, exam prep tips, renewal information, and key considerations, see our comprehensive Florida guide.
Read Full Florida Guide →