HowToGetLicensed

Mortgage Loan Officer License: Texas vs Georgia

Thinking about getting your mortgage loan officer license? Here's how Texas and Georgia compare on education requirements, exam fees, total costs, and renewal obligations.

Requirement Texas Georgia
Education Hours 23 hours 23 hours
Exam NMLS SAFE MLO Test NMLS SAFE MLO Test
Application Fee $325 $250
Exam Fee $110 $110
Total Estimated Cost $1,000 - $2,000 $900 - $1,900
Renewal Period Every 1 year Every 1 year
CE Hours 8 hours 8 hours
Renewal Fee $325 $250

Which State Is Easier or Cheaper?

Lower cost: Georgia is the more affordable option, with an average total cost of $900-$1,900 compared to $1,000-$2,000.

Education: Both states require 23 hours of education.

Full State Guides

Compare mortgage loan officer requirements across all 50 states →