Mortgage Loan Officer License: New York vs Ohio
Thinking about getting your mortgage loan officer license? Here's how New York and Ohio compare on education requirements, exam fees, total costs, and renewal obligations.
| Requirement | New York | Ohio |
|---|---|---|
| Education Hours | 20 hours | 24 hours |
| Exam | NMLS SAFE MLO Test | NMLS SAFE MLO Test |
| Application Fee | $600 | $300 |
| Exam Fee | $110 | $110 |
| Total Estimated Cost | $1,300 - $2,300 | $900 - $1,900 |
| Renewal Period | Every 1 year | Every 1 year |
| CE Hours | 8 hours | 8 hours |
| Renewal Fee | $600 | $300 |
Which State Is Easier or Cheaper?
Lower cost: Ohio is the more affordable option, with an average total cost of $900-$1,900 compared to $1,300-$2,300.
Fewer education hours: New York requires 20 hours of pre-license education, compared to 24 hours in Ohio.
Full State Guides
Compare mortgage loan officer requirements across all 50 states →