HowToGetLicensed

Mortgage Loan Officer License: Florida vs Ohio

Thinking about getting your mortgage loan officer license? Here's how Florida and Ohio compare on education requirements, exam fees, total costs, and renewal obligations.

Requirement Florida Ohio
Education Hours 20 hours 24 hours
Exam NMLS SAFE MLO Test NMLS SAFE MLO Test
Application Fee $195 $300
Exam Fee $110 $110
Total Estimated Cost $700 - $1,700 $900 - $1,900
Renewal Period Every 1 year Every 1 year
CE Hours 8 hours 8 hours
Renewal Fee $195 $300

Which State Is Easier or Cheaper?

Lower cost: Florida is the more affordable option, with an average total cost of $700-$1,700 compared to $900-$1,900.

Fewer education hours: Florida requires 20 hours of pre-license education, compared to 24 hours in Ohio.

Full State Guides

Compare mortgage loan officer requirements across all 50 states →