HowToGetLicensed

Mortgage Loan Officer License: Florida vs North Carolina

Thinking about getting your mortgage loan officer license? Here's how Florida and North Carolina compare on education requirements, exam fees, total costs, and renewal obligations.

Requirement Florida North Carolina
Education Hours 20 hours 20 hours
Exam NMLS SAFE MLO Test NMLS SAFE MLO Test
Application Fee $195 $250
Exam Fee $110 $110
Total Estimated Cost $700 - $1,700 $800 - $1,800
Renewal Period Every 1 year Every 1 year
CE Hours 8 hours 8 hours
Renewal Fee $195 $250

Which State Is Easier or Cheaper?

Lower cost: Florida is the more affordable option, with an average total cost of $700-$1,700 compared to $800-$1,800.

Education: Both states require 20 hours of education.

Full State Guides

Compare mortgage loan officer requirements across all 50 states →