HowToGetLicensed

Mortgage Loan Officer License: Florida vs Georgia

Thinking about getting your mortgage loan officer license? Here's how Florida and Georgia compare on education requirements, exam fees, total costs, and renewal obligations.

Requirement Florida Georgia
Education Hours 20 hours 23 hours
Exam NMLS SAFE MLO Test NMLS SAFE MLO Test
Application Fee $195 $250
Exam Fee $110 $110
Total Estimated Cost $700 - $1,700 $900 - $1,900
Renewal Period Every 1 year Every 1 year
CE Hours 8 hours 8 hours
Renewal Fee $195 $250

Which State Is Easier or Cheaper?

Lower cost: Florida is the more affordable option, with an average total cost of $700-$1,700 compared to $900-$1,900.

Fewer education hours: Florida requires 20 hours of pre-license education, compared to 23 hours in Georgia.

Full State Guides

Compare mortgage loan officer requirements across all 50 states →