Mortgage Loan Officer License: California vs Texas
Thinking about getting your mortgage loan officer license? Here's how California and Texas compare on education requirements, exam fees, total costs, and renewal obligations.
| Requirement | California | Texas |
|---|---|---|
| Education Hours | 20 hours | 23 hours |
| Exam | NMLS SAFE MLO Test | NMLS SAFE MLO Test |
| Application Fee | $330 | $325 |
| Exam Fee | $110 | $110 |
| Total Estimated Cost | $1,000 - $2,000 | $1,000 - $2,000 |
| Renewal Period | Every 1 year | Every 1 year |
| CE Hours | 8 hours | 8 hours |
| Renewal Fee | $330 | $325 |
Which State Is Easier or Cheaper?
Cost: Both states have similar total costs.
Fewer education hours: California requires 20 hours of pre-license education, compared to 23 hours in Texas.
Full State Guides
Compare mortgage loan officer requirements across all 50 states →